{"id":8775,"date":"2026-11-02T04:41:59","date_gmt":"2026-11-02T04:41:59","guid":{"rendered":"https:\/\/nrcpas.com\/life-insurance-guides\/key-person-insurance\/key-person-insurance-green-card-owner\/"},"modified":"2026-11-06T07:35:20","modified_gmt":"2026-11-06T07:35:20","slug":"key-person-insurance-green-card-owner","status":"publish","type":"page","link":"https:\/\/nrcpas.com\/life-insurance-guides\/key-person-insurance\/key-person-insurance-green-card-owner\/","title":{"rendered":"Key Person Insurance for a Green Card Owner | NR CPAs"},"content":{"rendered":"\n<div class=\"wp-block-cover alignfull is-dark chg-hero\" style=\"min-height:460px;aspect-ratio:unset;\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-80 has-background-dim wp-block-cover__gradient-background has-background-gradient\" style=\"background:linear-gradient(90deg,rgba(32,36,46,1) 0%,rgba(32,36,46,1) 55%,rgba(32,36,46,0.7) 100%)\"><\/span><img class=\"wp-block-cover__image-background wp-image-8774\" alt=\"Operations manager reviewing production schedules at a workstation in a factory, with colleagues working nearby.\" src=\"https:\/\/nrcpas.com\/life-insurance-guides\/wp-content\/uploads\/2026\/11\/operations-manager-reviewing-production-schedules-at-a-works-photo.jpg\" width=\"1376\" height=\"768\" srcset=\"https:\/\/nrcpas.com\/life-insurance-guides\/wp-content\/uploads\/2026\/11\/operations-manager-reviewing-production-schedules-at-a-works-photo-150x150.jpg 150w, https:\/\/nrcpas.com\/life-insurance-guides\/wp-content\/uploads\/2026\/11\/operations-manager-reviewing-production-schedules-at-a-works-photo-300x167.jpg 300w, https:\/\/nrcpas.com\/life-insurance-guides\/wp-content\/uploads\/2026\/11\/operations-manager-reviewing-production-schedules-at-a-works-photo-768x429.jpg 768w, https:\/\/nrcpas.com\/life-insurance-guides\/wp-content\/uploads\/2026\/11\/operations-manager-reviewing-production-schedules-at-a-works-photo-1024x572.jpg 1024w, https:\/\/nrcpas.com\/life-insurance-guides\/wp-content\/uploads\/2026\/11\/operations-manager-reviewing-production-schedules-at-a-works-photo.jpg 1376w\" sizes=\"(max-width: 825px) 825px, 100vw\" fetchpriority=\"high\" decoding=\"async\"\/><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-block-cover-is-layout-constrained\">\n<p class=\"chg-eyebrow has-base-color has-text-color wp-block-paragraph\" style=\"text-shadow:0 1px 3px rgba(0,0,0,0.6),0 0 18px rgba(0,0,0,0.35)\">Key Person Insurance | Miami, Florida<\/p><h1 class=\"wp-block-heading has-base-color has-text-color\" style=\"text-shadow:0 1px 3px rgba(0,0,0,0.6),0 0 18px rgba(0,0,0,0.35)\">Key Person Insurance for a Green Card Owner Who Runs a Business<\/h1><p class=\"has-base-color has-text-color wp-block-paragraph\" style=\"font-size:clamp(0.875rem, 0.875rem + ((1vw - 0.2rem) * 0.625), 1.25rem);text-shadow:0 1px 3px rgba(0,0,0,0.6),0 0 18px rgba(0,0,0,0.35)\">A CPA firm&#x27;s view of how key person coverage can help protect your business and your family. Insurance is offered through a licensed insurance agent.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+13058723096\">Request a coverage review<\/a><\/div><div class=\"wp-block-button chg-cta chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/nrcpas.com\/contact\">Request a coverage review<\/a><\/div><\/div>\n<\/div><\/div>\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:0.85rem;color:#6b7280;margin-bottom:1.5rem\">By Nischay Rawal \u00b7 Published November 1, 2026<\/p>\n\n<article lang=\"en\">\n\n\n<p>Key person insurance is life insurance that a business owns on someone it depends on. For a green card owner, the main questions are who owns the policy, who is insured, and how U.S. tax rules apply. This guide covers each point so you can prepare for a coverage review.<\/p>\n<h2>What Key Person Insurance Is and Who It Is For<\/h2>\n<p><a href=\"\/life-insurance-guides\/key-person-insurance\/\">Key person insurance<\/a> is a life insurance policy a business owns on a person whose work, skills or relationships the company relies on. The <a href=\"https:\/\/www.iii.org\/publication\/insuring-your-business-small-business-owners-guide-to-insurance\/specific-coverages\/life-insurance-for-key-employees\">Insurance Information Institute<\/a> describes key person coverage as protection against financial losses from a key employee&#8217;s death or disability. This page covers the life insurance side only.<\/p>\n<p>Most policies have three roles:<\/p>\n<ul>\n<li><strong>Owner:<\/strong> usually the business.<\/li>\n<li><strong>Insured:<\/strong> the key person, such as an owner-operator, founder, sales leader or technical lead.<\/li>\n<li><strong>Beneficiary:<\/strong> usually the business, which receives the death benefit.<\/li>\n<\/ul>\n<p>These roles matter. They decide who pays premiums, who receives the money, and how the tax rules apply.<\/p>\n<p>This guide is for a green card holder who owns or co-owns a U.S. business. It also fits a spouse or family member researching on the owner&#8217;s behalf after a loss, a partner change or a lender&#8217;s request.<\/p>\n\n<div class=\"cta-dose-mid wp-block-group has-base-color has-accent-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-32197852 wp-block-group-is-layout-constrained\" style=\"background-color:var(--wp--preset--color--accent,#20242e);color:var(--wp--preset--color--base,#ffffff);border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem;border-left:6px solid var(--wp--preset--color--cta,currentColor);box-shadow:0 2px 10px rgba(0,0,0,0.18)\">\n<p class=\"wp-block-paragraph\">If you&#x27;re still gathering facts about a business that depends on one person, we can work through them with you in a coverage review. Talk it through with our team &#8212; we can walk you through how a situation like yours is usually handled and what your options are.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+13058723096\">Schedule a coverage review<\/a><\/div><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/nrcpas.com\/contact\">Schedule a coverage review<\/a><\/div><\/div>\n<\/div>\n\n<figure class=\"wp-block-image size-large has-custom-border\"><img decoding=\"async\" src=\"https:\/\/nrcpas.com\/life-insurance-guides\/wp-content\/uploads\/2026\/10\/colleagues-meet-around-a-table-in-a-modern-office-discussing-photo.jpg\" alt=\"Colleagues meet around a table in a modern office, discussing business plans together.\" style=\"border-radius:8px;width:100%;aspect-ratio:16\/9;object-fit:cover\"\/><\/figure>\n<h2>What a Green Card Changes, and What It Does Not<\/h2>\n<p>A green card generally makes you a lawful permanent resident, not a U.S. citizen. Your facts, not the card alone, drive the tax analysis.<\/p>\n<p>Insurers may ask about residency, citizenship and immigration documents during underwriting. Bring your status papers, and ask the insurer how it uses them.<\/p>\n<p>NRI life insurance is a separate product for people who are not U.S. residents. Confirm which category fits your facts before you compare options.<\/p>\n<p>Immigration status does not change the core business question. The company still needs to know what losing this person would cost it.<\/p>\n<h2>What the Policy Covers: Term, Whole Life and Key Terms<\/h2>\n<p>Key person coverage usually comes as term or whole life. Term covers a set period with a level death benefit and no cash value. Whole life covers the insured&#8217;s life and builds cash value. Dividends, where a policy pays them, are not guaranteed. Any illustration shows guaranteed and non-guaranteed values separately.<\/p>\n<p>The death benefit is the amount paid to the business if the insured dies while the policy is in force. Companies often use it for lost revenue, recruiting, debt payments or a steadier transition.<\/p>\n<p>Whole life funding needs a close look. Under section 7702 of <a href=\"https:\/\/www.law.cornell.edu\/uscode\/text\/26\/7702\">federal tax law<\/a>, a contract is a life insurance contract only if it meets the cash value accumulation test of subsection (b) or the guideline premium requirements of subsection (c), and the 7-pay test and modified endowment contract rules are in section 7702A of the same tax law.<\/p>\n<p>Before issue, the premium payment period and any change in face amount or premium should be explained in writing. <a href=\"https:\/\/www.law.cornell.edu\/uscode\/text\/26\/7702\">IRC \u00a7 7702<\/a> reads: &#8220;The payment of a premium which would result in the sum of the premiums paid exceeding the guideline premium limitation shall be disregarded for purposes of subsection (a)(2) if the amount of such premium does not exceed the amount necessary to prevent the termination of the contract on or before the end of the contract year (but only if the contract will have no cash surrender value at the end of such extension period).&#8221; Exclusions and limitations should be checked against the policy form number and the insurer named in the proposal. Florida law requires life policies to become incontestable once they have been in force during the insured&#8217;s lifetime for two years from the date of issue, except for nonpayment of premiums and, at the insurer&#8217;s option, disability and accidental-death provisions, per <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0600-0699\/0627\/Sections\/0627.455.html\">Fla. Stat. \u00a7 627.455<\/a>.<\/p>\n<h2>Ownership, Beneficiary and Tax Treatment<\/h2>\n<p>The business usually owns the policy and receives the death benefit. Premiums are generally not deductible when the business is directly or indirectly the beneficiary, per <a href=\"https:\/\/www.law.cornell.edu\/uscode\/text\/26\/264\">IRC \u00a7 264<\/a>. That exclusion has exceptions, including rules for transfers of a policy for value.<\/p>\n<p>Employer-owned policies can carry federal filing and consent duties under <a href=\"https:\/\/www.law.cornell.edu\/uscode\/text\/26\/6039I\">IRC \u00a7 6039I<\/a>. Lenders sometimes ask for key person coverage, so check the loan documents for that condition. Our CPA review looks at how the policy fits cash flow, any buy-sell or estate plan, and the company&#8217;s reporting.<\/p>\n<h2>How the Process Works, Step by Step, and What Drives Cost<\/h2>\n<p>The process starts with a coverage review and moves through five steps.<\/p>\n<ol>\n<li><strong>Coverage review.<\/strong> Our team learns about the business, the key person&#8217;s role and why the company wants coverage.<\/li>\n<li><strong>Documents.<\/strong> You gather financial statements, ownership records, residency or immigration papers and any lender requirements.<\/li>\n<li><strong>Option comparison.<\/strong> Term and whole life are explained in plain words. Any specific policy is named with its insurer and form number.<\/li>\n<li><strong>Application and underwriting.<\/strong> A fully underwritten policy requires health questions, and issue may depend on insurability. Timing depends on the insurer and the underwriting file.<\/li>\n<li><strong>Delivery and records.<\/strong> We confirm the owner, beneficiary and written consent records are on file.<\/li>\n<\/ol>\n<p>Cost depends on the insured&#8217;s age and health, the death benefit, the policy type and the payment period. This page does not quote premiums. Any premium figure should come from a written proposal for a specific insurer and policy.<\/p>\n<h2>Why Work With NR CPAs &amp; Business Advisors<\/h2>\n<p>NR CPAs &amp; Business Advisors is a Miami CPA firm. It helps families, professionals and business owners across the United States choose and buy life insurance, including Indian-American households and business owners. Our team reviews tax, cash flow and business structure alongside each coverage decision, so the policy is not judged in isolation.<\/p>\n<p>Insurance is offered by Nischay Rawal, a licensed insurance agent, separately from the accounting practice. The firm does not offer rebates or other inducements to buy. Where a commission is paid on an insurance policy, it is disclosed in writing before the engagement, in an engagement letter the client signs that gives the complete details of the compensation, and no commission is taken on a product recommended to a client for whom the firm performs an audit, review, examination of prospective financial information, or a compilation a third party will use.<\/p>\n\n<div class=\"cta-dose-mid wp-block-group has-base-color has-accent-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-32197852 wp-block-group-is-layout-constrained\" style=\"background-color:var(--wp--preset--color--accent,#20242e);color:var(--wp--preset--color--base,#ffffff);border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem;border-left:6px solid var(--wp--preset--color--cta,currentColor);box-shadow:0 2px 10px rgba(0,0,0,0.18)\">\n<h3 class=\"wp-block-heading has-base-color has-text-color\">Not sure what your next step is?<\/h3><p class=\"wp-block-paragraph\">Talk it through with our team &#8212; we can walk you through how a situation like yours is usually handled and what your options are.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+13058723096\">Schedule a coverage review<\/a><\/div><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/nrcpas.com\/contact\">Schedule a coverage review<\/a><\/div><\/div>\n<\/div>\n\n<figure class=\"wp-block-image size-large has-custom-border\"><img decoding=\"async\" src=\"https:\/\/nrcpas.com\/life-insurance-guides\/wp-content\/uploads\/2026\/10\/two-professionals-collaborating-at-laptops-in-a-modern-offic-photo-2.jpg\" alt=\"Two professionals work side by side on laptops in a modern, bright office.\" style=\"border-radius:8px;width:100%;aspect-ratio:16\/9;object-fit:cover\"\/><\/figure>\n<h2>Questions Green Card Owners Ask About Key Person Insurance<\/h2>\n<details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>Does green card status stop a key person policy?<\/summary><p class=\"wp-block-paragraph\">Status alone is not the whole test. Underwriting and the insurer&#8217;s residency rules decide issue, so confirm them in writing.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>Who should own the policy?<\/summary><p class=\"wp-block-paragraph\">Usually the business owns it and receives the death benefit. We review ownership with your documents and tax picture.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>Is key person insurance the same as buy-sell insurance?<\/summary><p class=\"wp-block-paragraph\">No. Buy-sell coverage funds the purchase of an owner&#8217;s interest. Key person coverage addresses the business&#8217;s loss from a key person&#8217;s death.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>Does the business need written consent first?<\/summary><p>If a business you own or help run depends on one person, and you want to protect your loved ones from that gap, we can help you sort out the facts. Bring ownership records, residency papers and any lender requirements to a <a href=\"https:\/\/nrcpas.com\/contact\">coverage review<\/a> with NR CPAs &amp; Business Advisors.<\/p><\/details>\n\n<\/article>\n<footer class=\"disclaimer\"><em>NR CPAs &amp; Business Advisors, LLC, 782 NW 42nd Avenue, Suite 534, Miami, FL 33126. Life insurance is offered by Nischay Rawal, a Florida-licensed life and health insurance agent (license G066337). This page is general information about life insurance, not tax, legal or investment advice, and not an offer of any specific policy. Coverage, premiums and benefits depend on the issuing insurer&#x27;s underwriting and the policy&#x27;s terms. Policy loans and withdrawals reduce cash value and the death benefit and may have tax consequences.<\/em><\/footer>\n\n\n<div class=\"wp-block-group alignwide has-global-padding is-layout-constrained wp-container-core-group-is-layout-583d630a wp-block-group-is-layout-constrained\" style=\"padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h2 class=\"wp-block-heading has-text-align-center\">Why Families and Business Owners Start with a Coverage Review<\/h2>\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--lightbulb\"><\/span><\/p><h3 class=\"wp-block-heading\">A CPA&#x27;s view of tax and cash flow<\/h3><p class=\"wp-block-paragraph\">We look at how a key person policy fits your tax picture and your business cash flow, not only the premium.<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--document\"><\/span><\/p><h3 class=\"wp-block-heading\">Ownership and beneficiary questions<\/h3><p class=\"wp-block-paragraph\">We review who owns the policy and who receives the benefit, based on your documents and your goals.<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--users\"><\/span><\/p><h3 class=\"wp-block-heading\">Serving Indian-American households and business owners<\/h3><p class=\"wp-block-paragraph\">We help families and business owners across the United States, including Indian-American households, with life insurance questions.<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--chat\"><\/span><\/p><h3 class=\"wp-block-heading\">Plain-language explanations<\/h3><p class=\"wp-block-paragraph\">We explain insurance terms in plain words so you can make decisions with clear information.<\/p><\/div><\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group has-base-color has-accent-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-32197852 wp-block-group-is-layout-constrained\" style=\"background-color:var(--wp--preset--color--accent,#20242e);color:var(--wp--preset--color--base,#ffffff);border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem;border-left:6px solid var(--wp--preset--color--cta,currentColor);box-shadow:0 2px 10px rgba(0,0,0,0.18)\">\n<h3 class=\"wp-block-heading has-base-color has-text-color\">Green card status is one factor, not the whole answer<\/h3><p class=\"wp-block-paragraph\">Underwriting and each insurer&#x27;s residency rules can affect whether a policy is issued. Ask for these requirements in writing before you rely on any coverage.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+13058723096\">Call us today to start your coverage review<\/a><\/div><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/nrcpas.com\/contact\">Call us today to start your coverage review<\/a><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-surface-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-583d630a wp-block-group-is-layout-constrained\" style=\"padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h2 class=\"wp-block-heading has-text-align-center\">What We Review With You<\/h2>\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">Key person coverage<\/h3><p class=\"wp-block-paragraph\">How a policy on an owner or essential employee may support the business if that person dies, and how the premium fits your budget.<\/p><\/div><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">Buy-sell and ownership planning<\/h3><p class=\"wp-block-paragraph\">How key person and buy-sell coverage can work together in your ownership agreement and succession plans.<\/p><\/div><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">Whole life and term options<\/h3><p class=\"wp-block-paragraph\">How whole life and term life insurance differ in cost, duration and purpose, with dividends shown as not guaranteed where they apply.<\/p><\/div><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">Cross-border and estate considerations<\/h3><p class=\"wp-block-paragraph\">How NRI life insurance and estate planning life insurance may fit your family&#x27;s situation across countries and generations.<\/p><\/div><\/div><\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-base-color has-primary-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-4d466591 wp-block-group-is-layout-constrained\" style=\"background-color:var(--wp--preset--color--primary,#20242e);color:var(--wp--preset--color--base,#ffffff);padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h2 class=\"wp-block-heading has-text-align-center has-base-color has-text-color\">Protect your loved ones and your business. Talk with us about your coverage review.<\/h2>\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-0aa01211 wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+13058723096\">Call us today<\/a><\/div><div class=\"wp-block-button chg-cta chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/nrcpas.com\/contact\">Call us today<\/a><\/div><\/div>\n<\/div>\n\n<!-- chg:section-siblings -->\n<nav aria-label=\"More in this section\">\n<h2>More in this section<\/h2>\n<ul><li><a href=\"\/life-insurance-guides\/key-person-insurance\/key-person-insurance-green-card-sponsor-employer\/\">Key Person Insurance for Companies That Sponsor an Employee&#x27;s Green Card<\/a><\/li><li><a href=\"\/life-insurance-guides\/key-person-insurance\/key-person-insurance-h1b-employee-checklist\/\">Key Person Insurance for H-1B Employees: A Checklist for the Employer When the Key Employee Is on a Work Visa<\/a><\/li><li><a href=\"\/life-insurance-guides\/key-person-insurance\/key-person-insurance-h1b-employee-covered-by-employer\/\">Can My Employer Take Out Key Person Insurance on Me If I&#x27;m on an H-1B Visa?<\/a><\/li><li><a href=\"\/life-insurance-guides\/key-person-insurance\/key-person-insurance-h1b-founder\/\">Can a Company Buy Key Person Insurance on an H-1B Founder? Ownership, Insurable Interest and Visa Status<\/a><\/li><li><a href=\"\/life-insurance-guides\/key-person-insurance\/key-person-insurance-h1b-l1-business-owner\/\">Key Person Insurance for an H-1B or L-1 Business Owner: Coverage, Ownership and Visa Questions<\/a><\/li><\/ul>\n<\/nav>\n<!-- \/chg:section-siblings -->","protected":false},"excerpt":{"rendered":"<p>Key person insurance for a green card owner: how ownership, residency and tax rules fit together. 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