{"id":8277,"date":"2026-10-31T01:42:41","date_gmt":"2026-10-31T01:42:41","guid":{"rendered":"https:\/\/nrcpas.com\/life-insurance-guides\/key-person-insurance\/key-person-insurance-us-subsidiary-indian-parent\/"},"modified":"2026-10-31T01:42:49","modified_gmt":"2026-10-31T01:42:49","slug":"key-person-insurance-us-subsidiary-indian-parent","status":"publish","type":"page","link":"https:\/\/nrcpas.com\/life-insurance-guides\/key-person-insurance\/key-person-insurance-us-subsidiary-indian-parent\/","title":{"rendered":"Key Person Insurance for a US Subsidiary of an Indian Parent"},"content":{"rendered":"\n
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Key Person Insurance | Miami, Florida<\/p>

Key Person Insurance for a U.S. Subsidiary of an Indian Parent<\/h1>

A coverage review with NR CPAs & Business Advisors helps your U.S. company plan for the loss of a key employee, with a CPA's view of tax and cash flow.<\/p>

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By Nischay Rawal \u00b7 Published October 30, 2026<\/p>\n\n

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Key person insurance<\/a> is a life insurance policy that a company owns on a key employee. The company pays the premiums and receives the benefit, not the employee’s family. This guide explains key person insurance US subsidiary of Indian company structures in plain words, including who qualifies and what to expect from a coverage review.<\/p>\n

What key person insurance is and who it is for<\/h2>\n

Key person insurance is a company-owned policy on a leader whose death or disability would hurt the business. The Insurance Information Institute<\/a> explains that it compensates a business for financial losses caused by a key employee’s death or disability.<\/p>\n

It often fits three groups:<\/p>\n