{"id":5173,"date":"2026-10-26T07:09:07","date_gmt":"2026-10-26T07:09:07","guid":{"rendered":"https:\/\/nrcpas.com\/life-insurance-guides\/key-person-insurance\/can-you-get-life-insurance-on-someone-who-lives-in-another-country\/"},"modified":"2026-10-31T01:11:25","modified_gmt":"2026-10-31T01:11:25","slug":"can-you-get-life-insurance-on-someone-who-lives-in-another-country","status":"publish","type":"page","link":"https:\/\/nrcpas.com\/life-insurance-guides\/key-person-insurance\/can-you-get-life-insurance-on-someone-who-lives-in-another-country\/","title":{"rendered":"Can You Get Life Insurance on Someone Abroad?"},"content":{"rendered":"\n
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NRI Life Insurance | Florida<\/p>

Protect Loved Ones Living Abroad With the Right Life Insurance<\/h1>

Family members, business partners and beneficiaries overseas can affect how a policy is set up. Learn the questions to ask before you buy, with a CPA's view of tax and cash flow.<\/p>

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By Nischay Rawal \u00b7 Published October 26, 2026<\/p>\n\n

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Often, yes. Many insurers will issue life insurance on a person who lives in another country. Each insurer decides case by case, based on four questions: where the insured lives, whether the insured is insurable, who owns the policy, and whether the owner has an insurable interest. This page explains each one from a CPA firm’s point of view.<\/p>\n

The Short Answer: Often Yes, but Residence and Insurability Decide It<\/h2>\n

Coverage on someone abroad is usually possible when the owner has a real reason to insure that person. The insurer must also be willing to underwrite the risk. The answer depends on the facts, so each part matters.<\/p>\n